PRIVACY POLICY

Investor Sam — investorsam.com
Operated by FlossBite LLC
Effective Date: May 26, 2026 | Version 1.0

This Privacy Policy describes how FlossBite LLC ("we", "us", "our") operating Investor Sam collects, uses, and protects your information when you use investorsam.com ("Service").

1. INFORMATION WE COLLECT

a) Information you provide:

  • Account registration: email address, display name, password (stored as a secure hash — we never store your plaintext password)
  • Support communications: name, email, and message content when you contact us

b) Payment information:

Payments are processed by Stripe, Inc. We do not collect, store, or process your credit card numbers, bank account details, or other sensitive payment information. Stripe stores a tokenized card fingerprint for fraud prevention purposes only. See Stripe's Privacy Policy at stripe.com/privacy.

c) Automatically collected information:

  • Log data: IP address, browser type, pages visited, timestamps, referring URLs
  • Device information: operating system, browser version, screen resolution (collected via contact form for support purposes only)
  • Cookies: session cookies for authentication; no third-party tracking cookies

2. HOW WE USE YOUR INFORMATION

We use your information to: (a) provide, maintain, and improve the Service; (b) process subscription payments and manage your account; (c) send transactional emails (account confirmation, subscription receipts, support replies) via Resend.com; (d) detect and prevent fraud, abuse, and unauthorized access; (e) comply with legal obligations; (f) respond to support requests. We do NOT sell, rent, or trade your personal information to third parties for marketing purposes.

3. THIRD-PARTY SERVICES

We use the following trusted third-party services, each with their own privacy practices:

  • Stripe, Inc. (stripe.com) — payment processing and subscription management
  • Resend.com — transactional email delivery
  • Cloudflare, Inc. (cloudflare.com) — content delivery, DDoS protection, DNS
  • Hetzner Online GmbH (hetzner.com) — server hosting (EU-based data center)
  • Google (Gemini API) — AI-powered analysis generation; financial data submitted for analysis is not used to train Google's models under our API agreement
  • Google AdSense (google.com/adsense) — advertising platform; uses cookies to serve personalized ads based on your interests. See Google's Privacy Policy.
  • Google Analytics (analytics.google.com) — anonymous usage analytics; data is aggregated and does not personally identify you. See Google's Privacy Policy.
  • Microsoft Clarity (clarity.microsoft.com) — session replay and heatmap analytics to understand user experience. See Microsoft's Privacy Statement.

4. DATA SECURITY

We implement industry-standard security measures including:

  • HTTPS/TLS encryption for all data in transit
  • bcrypt password hashing
  • JWT-based authentication with short-lived access tokens
  • Database access controls with principle of least privilege
  • Regular security monitoring

No method of transmission over the internet is 100% secure. We cannot guarantee absolute security but we take all reasonable precautions.

5. DATA RETENTION

We retain your account data for as long as your account is active. Deleting your account (Account Settings → Delete Account) starts a 7-day grace period: your account is signed out everywhere and any active subscription is cancelled immediately, and your personal data — profile, portfolios, watchlists, saved screens, chat history and more — is permanently erased 7 days later, well within the 30 days we commit to above. During those 7 days you cannot sign back in; contact [email protected] if a deletion was requested in error. Some records are kept beyond that where the law or a legitimate business purpose requires it (e.g., financial transaction records required for tax/accounting) — we hold no payment records ourselves, since Stripe processes and retains those under its own policy. Log data is retained for up to 90 days. Our hosting provider's infrastructure-level backups/snapshots (not a database backup we create or control) may retain a copy of deleted data for that provider's own retention period before it fully ages out.

6. YOUR RIGHTS

Depending on your location, you may have the following rights regarding your personal data:

  • Right to Access: Request a copy of the personal data we hold about you
  • Right to Correction: Request correction of inaccurate data
  • Right to Deletion: Delete your account and personal data yourself any time from Account Settings ("right to be forgotten"), or request deletion by email
  • Right to Portability: Request your data in a structured, machine-readable format
  • Right to Opt-Out: California residents (CCPA) may opt out of the sale of personal information — note we do not sell personal information
  • Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights

To exercise any of these rights, email [email protected] with subject "Privacy Request". We will respond within 30 days.

7. COOKIES

We use session cookies required for authentication. In addition, we use the following third-party services that set their own cookies:

  • Google AdSense — serves personalized advertising based on your browsing history. Publisher ID: ca-pub-7218155135219284. Opt out via Google Ad Settings or the NAI opt-out tool.
  • Google Analytics (GA4) — collects anonymized usage data (page views, device type, general location). Opt out via the Google Analytics opt-out browser add-on.
  • Microsoft Clarity — records anonymized session replays and heatmaps to help us improve the user experience. See Microsoft's Privacy Statement.
  • Session cookies — strictly necessary for authentication. Disabling these will prevent login from working.

You can control cookie settings in your browser. Note that blocking advertising cookies will prevent ads from showing but will not affect core functionality.

8. CHILDREN'S PRIVACY

The Service is not directed to individuals under 18 years of age. We do not knowingly collect personal information from children under 18. If we become aware that a child under 18 has provided personal information, we will delete it immediately. If you believe we have inadvertently collected such information, contact us at [email protected].

9. INTERNATIONAL DATA TRANSFERS

Our servers are located in the EU (Hetzner, Germany). If you are accessing the Service from outside the EU/EEA, your data may be transferred to and processed in jurisdictions with different data protection laws. By using the Service, you consent to this transfer.

10. CHANGES TO THIS POLICY

We may update this Privacy Policy periodically. Material changes will be communicated via email or a notice on the platform. The effective date at the top of this page always reflects the most recent version. Continued use of the Service after changes constitutes acceptance.

11. CONTACT

For privacy questions, data requests, or concerns:
FlossBite LLC — Investor Sam
Email: [email protected]
Website: https://investorsam.com