Pultegroup Inc/mi/

Ticker: PHM

Business Overview

PulteGroup, Inc., through its subsidiaries, engages in the homebuilding business in the United States. The company is involved in the acquisition and development of land primarily for residential purposes, as well as construction of housing; and sale of single-family detached homes; and attached homes, such as townhomes, condominiums, and duplexes under the Centex, Pulte Homes, Del Webb, DiVosta Homes, and John Wieland Homes and Neighborhoods brands. It also engages in the mortgage banking, title, and insurance agency operations. PulteGroup, Inc. was founded in 1950 and is headquartered in Atlanta, Georgia.

Company Facts

Ticker: PHM
Exchange: NYSE
Sector: Consumer Discretionary
Industry group: Consumer Services
Industry: Operative Builders
State of incorporation: MI

Verdict: Buy · 65/100

Quality — 86/100

ROE: 17.1%, ROA: 12.3%, net margin: 12.8%

Financial Health — 97/100

Current ratio: N/A, D/E: 0.39, interest coverage: N/A

Growth — 16/100

ROA change: -30.8% YoY, asset efficiency change: -7.2% YoY

Value — 59/100

Value score: sector ratios vs median (60%) + intrinsic method signal (40%)

Momentum — 29/100

52-week return: -8.7%, 3-month: -12.6%

Risk Flags

  • ROA declining: -30.8% YoY

Confidence: HIGH · Data as of 2025-12-31 · Sourced from SEC EDGAR filings.

Key Questions

Q1: Is Pultegroup Inc/mi/ (PHM) a buy?

Verdict: Buy · 65/100. Quality: ROE: 17.1%, ROA: 12.3%, net margin: 12.8%.

Q2: How financially healthy is PHM?

Current ratio: N/A, D/E: 0.39, interest coverage: N/A

Q3: What is PHM's recent momentum?

52-week return: -8.7%, 3-month: -12.6%

Q4: What is PHM's growth like?

ROA change: -30.8% YoY, asset efficiency change: -7.2% YoY

Q5: What is the investment thesis for Pultegroup Inc/mi/?

Value score: sector ratios vs median (60%) + intrinsic method signal (40%)