Oracle Corp

Ticker: ORCL

Business Overview

Oracle provides products and services that build, run and support enterprise information technology (IT) frameworks. Our products and services include enterprise applications and infrastructure offerings that incorporate and are enhanced by artificial intelligence (AI) technologies, including embedded AI-driven automation and analytics and generative AI capabilities. These offerings are delivered worldwide through a variety of flexible and interoperable IT deployment models. These models include cloud-based, on-premise and hybrid deployments, such as Oracle Exadata Cloud@Customer and multicloud options that enable customers to use Oracle cloud offerings in conjunction with other public clouds. We provide choice and flexibility to our customers as to when and how they deploy Oracle applications and infrastructure technologies. We believe that offering customers broad, comprehensive, flexible and interoperable deployment models for Oracle applications and infrastructure technologies is important to our growth strategy, an important element of our corporate strategy and better addresses customer needs relative to our competitors. Oracle cloud offerings include Oracle Cloud Applications (OCA) and Oracle Cloud Infrastructure (OCI, and collectively with OCA, Oracle Cloud), which provide comprehensive and integrated applications and infrastructure services, enabling our customers to choose the best option that meets their specific business needs. Oracle Cloud integrates IT components in a cloud-based IT environment that Oracle deploys and manages for customers and is accessible by utilizing common web browsers via a broad spectrum of devices. AI technologies embedded in Oracle Cloud offerings are designed to support the improvement of our customers’ existing and new workflows and business processes, including automation and data analyses. Oracle Cloud is designed to be: • rapidly deployable to enable customers shorter time to innovation; • intuitive for both casual and experienced users; • easily maintainable to reduce upgrade, integration and testing work; • connectable among differing deployment models to enable interoperability and extensibility to easily move workloads among the Oracle Cloud, multicloud and other IT environments; • cost-effective by lowering upfront customer investments and implementing usage-based resource consumption costs; and • highly performant and secure, standards-based and reliable. Oracle software offerings include Oracle Applications, Oracle AI Database and Oracle Middleware software license offerings, among others, which customers deploy using IT infrastructure from the Oracle Cloud or their own IT environments. Substantially all customers opt to purchase software support contracts when they purchase an Oracle software license. 1

Table of Contents

Oracle hardware products include Oracle Engineered Systems, servers, storage and industry-specific products, among others. Customers generally opt to purchase hardware support contracts when they purchase Oracle hardware products. Oracle also offers professional services to assist our customers and partners to maximize the performance of their investments in Oracle products and services. Our global customer base includes businesses of various sizes and industries, government agencies, educational institutions and resellers that we market and sell to directly through our worldwide sales force or indirectly through the Oracle Partner Network.

Company Facts

Ticker: ORCL
Exchange: NYSE
Sector: Information Technology
Industry group: Software & Services
Industry: Prepackaged Software
SIC classification: Services-Prepackaged Software

Verdict: Sell · 43/100

Quality — 88/100

ROE: 40.2%, ROA: 6.5%, net margin: 25.4%

Financial Health — 34/100

Current ratio: 1.12, D/E: N/A, interest coverage: 4.5×

Growth — 10/100

ROA change: -11.6% YoY, asset efficiency change: -24.5% YoY

Value — 41/100

Value score: sector ratios vs median (60%) + intrinsic method signal (40%)

Momentum — 2/100

52-week return: -36.4%, 3-month: -26.9%

Risk Flags

  • ROA declining: -11.6% YoY

Confidence: HIGH · Data as of 2026-05-31 · Sourced from SEC EDGAR filings.

Key Questions

Q1: Is Oracle Corp (ORCL) a buy?

Verdict: Sell · 43/100. Quality: ROE: 40.2%, ROA: 6.5%, net margin: 25.4%.

Q2: How financially healthy is ORCL?

Current ratio: 1.12, D/E: N/A, interest coverage: 4.5×

Q3: What is ORCL's recent momentum?

52-week return: -36.4%, 3-month: -26.9%

Q4: What is ORCL's growth like?

ROA change: -11.6% YoY, asset efficiency change: -24.5% YoY

Q5: What is the investment thesis for Oracle Corp?

Value score: sector ratios vs median (60%) + intrinsic method signal (40%)