Bank Of Nova Scotia

Ticker: BNS

Business Overview

The Bank of Nova Scotia provides banking products and services across Canada, the United States, Mexico, Peru, Chile, Colombia, the Caribbean, Central America, and internationally. Its operations are segmented into Canadian Banking, International Banking, Global Wealth Management, and Global Banking and Markets. The company offers solutions to individuals, such as accounts, cards, mortgages, and insurance, and to businesses through lending, deposit, and cash management solutions. Additionally, it provides wealth management advice and various investment products.

The Bank of Nova Scotia provides various banking products and services in Canada, the United States, Mexico, Peru, Chile, Colombia, the Caribbean and Central America, and internationally. It operates through Canadian Banking, International Banking, Global Wealth Management, and Global Banking and Markets segments. The company offers financial advice and solutions, and banking products, including debit and credit cards, chequing and saving accounts, investments, mortgages, loans, and insurance to individuals; and retail automotive financing solutions. It also provides business banking solutions comprising lending, deposit, cash management, and trade finance solutions to small, medium, and large businesses. In addition, it provides wealth management advice and solutions, including online brokerage, mobile investment, full-service brokerage, trust, private banking, and private investment counsel services; and retail mutual funds, exchange traded funds, liquid alternatives, and institutional funds. The company was founded in 1832 and is headquartered in Toronto, Canada.

Company Facts

Ticker: BNS
Exchange: NYSE
Sector: Financials
Industry group: Banks
Industry: State Commercial Banks
State of incorporation: Z4

Verdict: Sell · 39/100

Quality — 44/100

ROE: 9.0%, ROA: 0.5%, net margin: 20.6%

Financial Health — 0/100

Current ratio: N/A, D/E: 15.79, interest coverage: N/A

Growth — 56/100

ROA change: -3.6% YoY, asset efficiency change: 8.4% YoY

Value — 37/100

Value score: sector ratios vs median (60%) + intrinsic method signal (40%)

Momentum — 88/100

52-week return: 46.0%, 3-month: 10.3%

Risk Flags

  • High debt-to-equity: 15.79

Confidence: HIGH · Data as of 2025-10-31 · Sourced from SEC EDGAR filings.

Key Questions

Q1: Is Bank Of Nova Scotia (BNS) a buy?

Verdict: Sell · 39/100. Quality: ROE: 9.0%, ROA: 0.5%, net margin: 20.6%.

Q2: How financially healthy is BNS?

Current ratio: N/A, D/E: 15.79, interest coverage: N/A

Q3: What is BNS's recent momentum?

52-week return: 46.0%, 3-month: 10.3%

Q4: What is BNS's growth like?

ROA change: -3.6% YoY, asset efficiency change: 8.4% YoY

Q5: What is the investment thesis for Bank Of Nova Scotia?

Value score: sector ratios vs median (60%) + intrinsic method signal (40%)