Barclays Plc

Ticker: BCS

Business Overview

Barclays PLC provides various financial services across the United Kingdom, Europe, the Americas, Africa, the Middle East, and Asia. Its operations are structured through segments including Barclays UK, Barclays UK Corporate Bank, Barclays Private Bank and Wealth Management, Barclays Investment Bank, and Barclays US Consumer Bank. The company offers services such as current accounts, savings accounts, mortgages, and various lending products, alongside wholesale banking, investment banking, and wealth management services. Additionally, Barclays engages in securities dealing and issuing credit cards.

Barclays PLC provides various financial services in the United Kingdom, Europe, the Americas, Africa, the Middle East, and Asia. The company operates through Barclays UK; Barclays UK Corporate Bank; Barclays Private Bank and Wealth Management; Barclays Investment Bank; and Barclays US Consumer Bank segments. It offers financial services, such as current accounts, savings accounts, mortgages and unsecured lending, such as credit cards and loans retail banking, wholesale banking, investment banking, wealth management, and investment management services, as well as lending products. In addition, the company engages in securities dealing activities and issuing of credit cards. The company was formerly known as Barclays Bank public limited company and changed its name to Barclays PLC in January 1985. Barclays PLC was founded in 1690 and is headquartered in London, the United Kingdom.

Company Facts

Ticker: BCS
Exchange: NYSE
Sector: Financials
Industry group: Banks
Industry: Commercial Banks
SIC classification: Commercial Banks, NEC
State of incorporation: X0

Verdict: Sell · 39/100

Quality — 44/100

ROE: 9.2%, ROA: 0.5%, net margin: 64.6%

Financial Health — 0/100

Current ratio: N/A, D/E: 18.85, interest coverage: N/A

Growth — 64/100

ROA change: 9.5% YoY, asset efficiency change: 1.4% YoY

Value — 51/100

Value score: sector ratios vs median (60%) + intrinsic method signal (40%)

Momentum — 54/100

52-week return: 19.3%, 3-month: -6.1%

Risk Flags

  • High debt-to-equity: 18.85

Confidence: HIGH · Data as of 2025-12-31 · Sourced from SEC EDGAR filings.

Key Questions

Q1: Is Barclays Plc (BCS) a buy?

Verdict: Sell · 39/100. Quality: ROE: 9.2%, ROA: 0.5%, net margin: 64.6%.

Q2: How financially healthy is BCS?

Current ratio: N/A, D/E: 18.85, interest coverage: N/A

Q3: What is BCS's recent momentum?

52-week return: 19.3%, 3-month: -6.1%

Q4: What is BCS's growth like?

ROA change: 9.5% YoY, asset efficiency change: 1.4% YoY

Q5: What is the investment thesis for Barclays Plc?

Value score: sector ratios vs median (60%) + intrinsic method signal (40%)